You already own your home.Now let’s build your wealth.

Refinance smarter, untangle your lending, and fund your next move, residential or commercial.

Book a free mortgage review See how we help

5.0 from 86 Google reviewsRead our Google reviews

Nathan and Mike from The Good Broker in their usual hoodies

Reviews

What clients say

He managed to get us a great result and helped us refix and restructure our mortgage when the bank had already said it was not possible.

Catherine Wright · with Mike

We ended up with great rates, additional lending and cashback in the hand - exceeded our expectations.

Samantha Hohaia · with Nathan

Everything was explained in a straightforward, no-nonsense way, which made things easy to understand and stress-free.

Scott Burrows · with Cam

5.0 from 86 Google reviewsRead all reviews on Google Read more client reviews

Straight answers

We will tell you what is worth changing, what probably is not, and why.

Structure first

A sharper rate helps. A smarter structure can keep helping long after the fixed term ends.

More lender options

We work across major banks and specialist lenders, depending on what your situation needs.

How we help

More options from the property you already own

You already did the hard part. Now it is about structure, timing and knowing which lender to ask.

Refinance and restructure

Get a better deal and make sure the lending itself is set up properly.

My fixed rate is ending
I have not reviewed my mortgage in years
My properties are tied together

Property investment

Understand your borrowing position and structure the lending before making the next offer.

I want to buy another property
My bank has said no

Commercial and development

Funding for property, business and projects that do not fit neatly inside a standard home-loan application.

I need commercial or business funding
I need development or construction funding

Reverse mortgages

Explore ways to access property equity later in life, with the implications explained clearly before you decide.

I want to understand later-life lending options

The process

How it works

1
Start with a conversation
We learn what is happening, what you want to achieve and whether we can genuinely help.
2
Build the right strategy
We review the structure, lender options and trade-offs, then explain the recommended path clearly.
3
Follow it through
Our adviser, credit and support team keep the application moving through to settlement and beyond.

The bank’s default setup probably suits the bank. Ours suits you.

A sharper rate helps, but how the lending is put together underneath it usually matters more.

Structure shapes what you can do next, not just what you pay now.
Security and loan purpose should be clear, not tangled together by default.
The setup should evolve as your circumstances and goals change.

Client story

They thought selling could cost them $200,000 or more. A better lending structure gave them another option.

The potential loss was the clients’ own estimate and was not independently verified by The Good Broker.

The clients were considering selling their investment property to relieve the pressure, after their bank and other brokers said restructuring could not be done.

Mike reviewed the complete position, moved the lending to a new mainstream bank, consolidated and separated several loans, secured five years of interest-only lending for the investment property and created a clearer repayment structure.

They retained the property and regained control of their finances.

Mike Hall, Director and Senior Mortgage Adviser

Read the full story

The team

Your adviser stays accountable. The team keeps things moving.

Your adviser leads the strategy while our credit and mortgage-support specialists help prepare the application, handle lender requirements and keep everything progressing.

Meet the team